Latest Stories
Most recently published stories in Trader.
Budgeting
Creating a spending plan, or simply put, a budget, was my saving grace financially. Before, when I never used to have one, I had no substantial savings at all, apart from the £2,000 I had saved up in a pension pot in the course of five years since I started working! When I came to the realisation that I could do better since I was in my twenties and having a decent income, I decided to self-educate on personal finance by reading published material, and watching a lot of personal finance videos online.
By David Christoph6 years ago in Trader
Pyramid Schemes and Other Ways People Lose Money
Most people have fallen prey to questionable or non-existent investment schemes. In the process, they have lost a lot of money. Before you invest in a new venture, take your time and research to ascertain whether it is genuine or not. Take caution to avoid getting into the trap of fraudsters.
By Dennis McKonkie6 years ago in Trader
4 Steps to Financial Fitness
(BPT) - The new year is just around the corner and it’s never too early to think about your 2020 goals — and for many, this means prioritizing finances. Taking the time to focus on your goals and determine what’s important to you financially is the best way to set yourself up for success, but actually following through can be difficult. These easy financial exercises from Vanderbilt Mortgage will help you reach your goals in the new decade.
By David Wyld6 years ago in Trader
Doing the Numbers on a Living Wage
Money is always a sensitive topic, but it's also one we can't afford to ignore. It's widely understood that the current minimum wage is a long way from being a wage that you can live on. There's a lot of discussion about companies paying a living wage to their employees, but what is a living wage? What does that look like and how do we calculate it? Is there one number that's going to work across the whole country, or will it be different from state to state, county to county or even person to person? What would a living wage look like for you?
By Robert Cordray6 years ago in Trader
How to Get out of Debt
*Disclaimer, I am not a financial advisor. These are merely my own experiences* Being in debt sucks. You start living paycheck to paycheck so you’re sure you’ll at least meet the minimum payments. You put off necessary car repairs because you’re afraid they’ll cost too much. Your tires are far more worn than they should be, and you wear those shoes until the soles have holes.
By Kristi Jacobsen6 years ago in Trader
What Your Credit Score Affects and How to Fix It
While nearly every adult in the U.S. has a credit score, people’s understanding of them vary greatly. Some are diligent about maintaining stellar credit, reviewing reports, and avoiding temptations that can ding their credit. Others know that they have a credit score but have no idea where they fall on the scale, or what to do about it. The fact of the matter is that a good credit score opens many doors for you and your family. A bad one, on the other hand, may force you to struggle to get things you want or even need. We’ll look at how your score is assessed, what that means, and what to do about it.
By Paisley Hansen6 years ago in Trader
