Latest Stories
Most recently published stories in Trader.
Payday Loans: A Guide (and Warning) for First-Timers
Payday loans are very short-term loans that can only go as high as $1000, depending on state legal maximum, and they must be repaid on your next payday, hence the name. To get the loan, you must write a check for the amount borrowed plus a fee. The due date is usually two to four weeks after the loan was made, and the exact due date is agreed upon on the payday loan agreement.
By Marian Woodsen6 years ago in Trader
Money and Happiness
To the majority of the world, money is seen as an objective, something that they will give almost everything they have in order to obtain. Most do so with the belief that having a lot of money will supposedly make their lives happier. However, if we look at money as a means to an end, instead of the other way around, we have to wonder, just how happy will the way we spend our hard-earned money make us? The authors of Happy Money: The Science of Happier Spending, Elizabeth Dunn and Michael Norton, figure out the answer to that question, and compile five ways that we can spend money in order to make ourselves happier and our lives more satisfactory. These past two weeks, I analyzed my spending, and thought about how four of the five pieces of advice: buying experiences, making it a treat, investing in others, and buying time could make me a much happier person; and in the end, I realized that applying these rules to my lifestyle will not only create a happier effect on my life itself, but will also make me more responsible with my money overall.
By Jeniah Clarke6 years ago in Trader
Money Lending Law and Its Different Legal Definition
Money lending is a process that helps people in need but in most of the times the borrowers end up in debt, even though there are several laws and regulations designed and reinforced to protect the borrowers. These rules and regulations are mandatory for the money lenders, traditional banks or other alternative lenders, to follow.
By Eva Vergis6 years ago in Trader
5 Ways to Overcome Bad Credit History as a Young Adult
A bad credit rating can be a curse, especially when you are just starting out. You will not get approved for loans from lenders. It will become extremely hard to get personal loans. You will struggle to take out home loans.
By Martin Bagel-Brown6 years ago in Trader
Becoming Celebrated
Do you want to retire as early as possible? Or do you love what you do and plan to continue working forever? Either goal is great! But whichever you aim for, there are several considerations you will want to be aware of so you can prepare for your best future.
By Isaiah Goodman6 years ago in Trader
A World with Negative Rates? What the Future Could Look Like
The outlook for interest rates looks overwhelmingly downward in the next few years; it is true that nothing is written and everything can happen, but what the figures tell us today is that the cost of money will become cheaper and cheaper, even to the extent that credit institutions are able to pay their clients by granting them a loan instead of charging them interest, something that today seems crazy, but that even in some nations is beginning to become a reality.
By creatorsklub6 years ago in Trader
Top Tax Planning Strategies
Paying taxes is something we all must do simply because not doing so is against the law. The great Benjamin Franklin once said, "In this world, nothing can be said to be certain, except death and taxes." This might sound whimsical or ominous, but either way, it’s true. It doesn’t matter what we do for a living, we have to pay taxes. However, there are certain strategies that might help you to minimize your taxes. So, if you want to be in charge of your finances and save some money, these top tax planning strategies will help you do it.
By Marie Nieves6 years ago in Trader
