personal finance

The ABCs of personal finance and investing; how to invest wisely and grow your wealth.

Becoming Enlightened
One thing that schools actually do teach about money is financial documents. The tough thing is that typically it's only taught in college level classes that focus on business management or accounting.
By Isaiah Goodman7 years ago in Trader
Life Settlements – Understanding the Risks and the Benefits
Essentially, a life settlement is the selling of an unwanted and ineffective life insurance policy. Holders of the policy may settle for a certain cash amount and use that money to fund other areas in their life.
By Tobias Gillot7 years ago in Trader
5 Money Skills That Will Set You up for Early Retirement
Early retirement is the dream of most people. Unfortunately, for many of us, it feels like an elusive dream. In fact, only 18 percent of Americans are able to retire early.
By Jim Hughes7 years ago in Trader
3 Money Myths You’ve Been Told Your Whole Life
Money is the Voldemort of the adult world. People do not want you to discuss it, it’s rude to ask questions about it, and it’s not taught well in school. By making money a taboo topic, misinformation is spread rapidly. I was told these three money myths growing up, and I’m sure others were too and genuinely believed them. Money is a tool and people shouldn’t be afraid to ask questions and take risks. However, understanding the fundamentals is a key part in the process of comprehending your finances.
By RJ7 years ago in Trader
Budgeting Made Simple
Regardless if you are an all-time CEO making seven figures or a broke college student working random hours to get some minimum-wage cash, it is crucial to have a budgeting plan!"Budget your money and save," has probably been engraved in you by teachers and parents, but do you actually know what that means?
By Karly Lamm7 years ago in Trader
Earning and Saving Money
Making money isn’t easy, and neither is saving it. But you’ll need to do both if you’re going to provide for yourself and your loved ones, get the most out of the things that you enjoy, and save up for a comfortable retirement.
By Carlos Fox7 years ago in Trader
Financially Unstable
Like most people, I am not exactly financially stable. I am, but I'm living paycheck to paycheck, while putting a little bit in savings. I'm proud of this though. I've come a long way.
By Michelle Schultz7 years ago in Trader
The 5 Smartest Tax Incentives You Can Use Now
Many people think that tax credits and strategies are mainly for the rich. The truth is, nearly everyone can take advantage of the deductions offered, in order to substantially lower your taxes. Many people don't realize how much they're missing out on, so it's important to look into all the possibilities.
By Kevin Gardner7 years ago in Trader
Getting the Most from Your Finances
Finances are something that people struggle with on a regular basis. They struggle to get ahead just the least little bit, and it seems that nothing will ever work for them to avoid many of the pitfalls that strike people all the time. Having a little knowledge in the beginning, can help to ensure that you can make some seriously good decisions that will benefit you, and give you the power to take over your finances. Having this power will give you a sense that you are the master of your own universe when it comes to finances and you. The following will help to make sure that you are getting the most out of your finances, and will allow you to have a little financial freedom.
By Kevin Gardner7 years ago in Trader
Becoming Aware
How many people have you seen online talking about money? Five, 10, 100? There are so many different people that have talked about money in the last 15 to 20 years, but these are few big ones I typically hear about:
By Isaiah Goodman7 years ago in Trader
What Does a Credit Score Really Say About You?
Why is it that at times where we experience the worst, we have the best epiphanies? Why is it when we’re at the brink of a potential nervous breakdown, everything we were worried about until this very moment becomes obsolete?
By Paulina Pachel7 years ago in Trader
Getting the Most From Your Tax Return
As tax season comes around, many are uncertain where to go to find help when filing taxes. With the array of tax-focused companies such as Turbotax, H&R Block, and FreeTaxUSA, there are plenty of options to consider turning to for tax return filing. Many of these companies, apps, and websites that have you submit certain data to calculate the best possible tax return you can get for what you made the prior are great resources for tax filing help. Not to mention, most of these companies have free 1040 and 1040ez filing programs. To save yourself some stress and hassle, there are a few things needed before beginning the process of filling out your tax return form. So you finish filling out your tax return with minimal stress, here are some simple tips to get you fully prepared for the process.
By Kevin Gardner7 years ago in Trader