Destiny S. Harris

Joined August 2022

190 stories

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Writing since 11. Investing and Lifting since 14.

destinyh.com

Stories (190)

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35+ Years Old And Never Invested.
If you're over 35 and you've never invested, you're not stupid. You're not lazy. And you're not uniquely behind. But you are running out of time to pretend this will sort of itself out.
By Destiny S. Harris2 months ago in Trader
One Exercise That Can Increase Your Happiness FREE of Charge
Non-Medicinal Mental Health Practices I'm a firm believer that when you can, opt for the non-medicinal route to improve your mental health. There are many levels and complexities that can come with anxiety and depressive states (two common forms of mental health issues), which I'm no expert at, nor will I dive into, but as someone who has not significantly struggled with mental health for most of my life, I can say a large part of this is due to my actions.
By Destiny S. Harris2 months ago in Motivation
Focus On Yourself. Follow Your Path.
Part 1: The Illusion of Control Over Other People’s Lives Why observing, judging, and fixing others drains your energy and peace
By Destiny S. Harris2 months ago in Motivation
You're More Likely To Do This Over Investing
Around 85% of people manage a car note. Yet according to Yahoo Finance, 78% of Americans have less than $50,000 saved for retirement.
By Destiny S. Harris2 months ago in Trader
13 Ways To Lower Moving Costs
1. Short and Sweet Many people have extended moving processes. Be aggressive and aim to finish your move over the weekend or within a day (depending on how far you're moving). It's super aggressive but also cheaper.
By Destiny S. Harris2 months ago in Trader
7 Reasons Building Muscle Is More Important Than Cardio
Cardio gets praised because it's visible. You sweat. You're tired. You feel like you "did something." Muscle building is quieter. Slower. Less dramatic.
By Destiny S. Harris2 months ago in Longevity
How To Start Investing When You Have No Clue: 10 Practical Steps
People don't avoid investing because they're lazy. They avoid it because they feel stupid. They hear terms like asset allocation, market cycles, risk-adjusted returns, and they immediately assume they're behind, unqualified, or too late. So they delay. They 'research'. They wait for clarity. And years pass.
By Destiny S. Harris2 months ago in Trader
How To Make Yourself More Financially Agile
Prices will continue to inflate. Gas prices will continue to fluctuate unfairly. Housing will increasingly become "less affordable."
By Destiny S. Harris2 months ago in Trader
96% of Americans Don't Read About Money
Ask the average person what they're reading, and they'll likely have one of two answers: 1. Nothing 2. An entertaining fiction book
By Destiny S. Harris2 months ago in Trader
How To Enjoy Life AND Build Wealth
A lot of people claim you can't enjoy life without sacrificing financially in the process. It depends, though. Within the first year of my career, I paid off my car and credit cards and traveled to multiple countries.
By Destiny S. Harris2 months ago in Trader
If You're In Significant Debt, Quit Spending :-D
Is Minor Shopping Harmless? They say "window shopping" is harmless, but is it? When you go to a grocery store without a list or set intentions, how often do you buy things you had no intention of buying?
By Destiny S. Harris2 months ago in Trader
The Low-Attention Way I Build Wealth Without Watching Markets
SOME financial advice assumes you are financially educated, enjoy tracking markets, following news cycles, comparing strategies, and staying constantly "informed." Moreover, it assumes you want to think about investing all the time.
By Destiny S. Harris2 months ago in Trader