La Roi Thompson

Guiltless Gift Guide

Am I the only one who thinks like this? I hear so much about people saving for months upon months or even maxing out their credit cards in order to buy an often unnecessary Christmas gift. Now, before you pin me as a bit of a scrooge, I would like to state that I do enjoy giving gifts, but I do not believe that people should go into debt for the sake of a seasonal celebration. These overspending habits often lead to feelings of financial guilt. I have often suggested the total elimination of gift-giving altogether in order to set financial health as the priority.