WORKERS COMP

State workers' compensation provides medical expenses, lost wages, and rehabilitation costs to employees who are injured or become ill “in the course and scope” of their job. It also pays death benefits to families of employees who are killed on the job.

"Go off the regular job assignment schedule and assist with job five for the rest of the day. That work needs to be transferred to data entry before close of day," the area supervisor pointed and redirected her to loading the six-level cart for transport to the other side of the building to be unloaded. The girl originally assigned the task was long past looking weary as a result of the tug and tote two-person job assignment she had been sweating under for the past two weeks alone. The two women lifted tubs just larger than banker's boxes filled with processed personal and corporate tax returns from the staging table to fill two carts; then push the heavy loads to their next station. In the rush to finish the job on schedule and not cause delay to co-workers, the girl originally assigned to the job rushed through moving tubs from her cart incidentally leaning underneath an overweight tub being pulled from the high shelf on the other woman's cart. If the assisting employee had not leaned in an awkward position across the table from the opposite side of the cart and caught the weight of the tub she would have gotten a broken mandible... and other potential facial disfigurations. Catching the bulk of the weight and redirecting the heavy tub snapped the bone in her arm and cracked the bone in her pelvis... the sacrum. In feeling the bones snap, she yelled out in pain. Employees on the data entry side of the building who heard her whimpered yell reported her for interrupting their work area. The woman being assisted complained as well... she was written up for disrupting workers.

Several months later a well-publicized attorney group reassured her they would capture over $79000 for a fractured sacrum and fractured radius from lifting and catching a falling tub of tax returns for her state job. While the physician ordered physical therapy and altered lifting restrictions at less than the fifty pounds for which she was hired, the administration referred her for a job transfer. ADA officers and located a vacant position in a different state department. The manager of the Job Relations office reprimanded her for "too many call-ins" from work as she attended physical therapy and an "unannounced hospital stay" during work hours. She was suspended for two days without pay by her supervisor. AFSCME supported the job transfer after she completed a job application and screening then an interview for a job that required twenty pounds less weight transport requirement. She was hired to the State Prison Review Board as office staff with a one hundred dollar cut in pay and recalled from the new job position by personnel her originating department. Upon returning to the original work area she was given an ultimatum to return to work at the fifty-pound minimum lifting requirement or resign from her job. The physician's order held her workload at no more than thirty pounds. When she would not return to the original lifting requirement against the doctor's order she was set up to be fired, she filed for retirement. The injured employee collected her personal items and departed the state revenue building. She continued the claim for worker's compensation filed weeks before being set off the job by the younger black disability representative who chided her with, "Why don't you retire... you're old enough." She was five years short of retirement age, but within reach of job retirement "time on the job." Knowing that persons who get fired from a job have more difficulty finding the next one. She left the office throwing a comment over her shoulder, "You're not firing me, I'm retiring."

When the attorneys referred their calculations for her injury compensation she relaxed a little. "Thank you so much, I don't know how I'm going to get past this... the pain in my back and this arm. At least I managed to slow the pressure a bit before this other arm went as well. The throb in the length of radius on the opposite side of her body shot sporadic pains almost as badly as the hairline fracture shown in the x-ray of her arm at the emergency room of the hospital. She straightened the back brace prescribed for her by the personal care physician and Memorial Hospital emergency room physician and left the attorney's office to return to her car.

Application for retirement vs disability

Drawing down 401k retirement savings was a valid resolve when attorney processing stalls in response to State Worker's Compensation Commission dumping injured employees with claim that the "State could not process an injury claim due to status of government bankruptcy under a governor and administration. A state blockage to active case processing leaves altenative means of providing for home and family at limitation of savings accounts, retirement monies or deferred payroll. The right determination can support years of mandatory living expenses. Short of retirement from the site of injury income from temporary or permanent disability claims would need to be filed. Employee union AFSCME held stipulations that failed under neglect of union president and union reps and renewal of union contract slated by next governing administration.

Arranging for job replacement income with plans to open a state licensed child home daycare, altered plans to add Montessori style education representing individual need support to child daycare service application for teaching certification courses with grant funding voided when DCFS state rep for licensing failed to show up to interview over several appointments.

Alternate employment with government agencies BOI/FBI/DFAS/VA/IRS All valid entites to seek employment with until of unless bankruptcy has been filed. BANKRUPTCY represents instability and unreliable personality; a potential risk. Appliccants, even the best qualified, are put at bay. Inacceptible.

Filing Bankruptcy is a last ditch option for anyone undergoing on the job injury and lengthy workers Compensation claims agains their job. It can be the best and only remining way to cover home mortgage and utility needs. The home can be set aside and is based upon total dollar worth of assests and personal property. FilingChapter 11 or Chapter 8 is individual specific; with obvious repercussion. Credit worthness has to be re established. There is no question on the issue of fault, an injury at work and loss of job as a result is not an acceptible excuse.

Applications to FSA for farm loan is voided asthe FARM SERVICE AGENCY is an entity of the federal government which loans to individuals with pristeen credit and steadfast work traits. Anyapplicat submitted prior to loss of income or filing of bankruptcy is negated if either of the above occur before a final approval and issuance of a loan.

State of Illinois claims to be "bankrupt"

At my year six into the filed workers compensation claim for a fractured sacrum and fractured left arm... Attorney /Worker's Comp resolve claim claiming back injury was fraud and pays nothing, but pays $1000 for the arm fracture and injured prior state employee was ...ordered to pay $500 attorney fees by bank check from that settlement.

A good attorney should have filed secondary claims for harassment, loss of wages, and temporary loss body) see: WHAT IS A SCHEDULE LOSS OF USE AWARD? A Schedule Loss of Use Worker's Compensation award (known as an SLU ) is an additional cash payment for injured workers. It pays you for an injury that leaves you with less ability in a body part than you had before the injury occurred. The loss of use for lifting using your back in the original manner of work, or loss of hand or arm or leg for using either in the original manner for which your job was performed.

Workers Compensation attorneys and the employer potentially responsible for covering an employee's injury tend to investigate the option to strike at the "slip and fall" situation... usually a fraudulent claim attempt. Falling boxes and tubs of work are an entirely different matter. Beware of the claim that they can "get millions for your injury!" Find the attorney who claims to get YOU what your injury is worth. You still have to live, support a family and have an income. You have to survive in spite of that employer.