personal finance
The ABCs of personal finance and investing; how to invest wisely and grow your wealth.
The Rule of 72 Explained - and Why You Need to Lock In Now
There's a reason wealthy people stay calm about money while everyone else panics. It's not confidence. It's math. Specifically, it's one rule most people never learn - or learn too late to benefit from fully.
By Destiny S. Harris3 days ago in Trader
How I Lost $5,000 Doing Options on AT&T
I lost $5,000 trading options on AT&T. And honestly? I deserved to lose it because I had no idea what I was doing. Today I'm gonna break down what options actually are - in the simplest way possible - and then give you the five lessons I learned the hard way so you don't repeat my mistakes.
By Destiny S. Harris3 days ago in Trader
Saving Your First $100K Feels Impossible Until You Realize What You're Actually Fighting
Most people think saving their first $100K is hard because they don't make enough money. That's rarely the real reason. The real fight isn't income. It's friction. Social pressure. Short-term relief. Emotional spending disguised as "deserved." A lifestyle that quietly expands the moment money touches it.
By Destiny S. Harris3 days ago in Trader
Same Salary, Same Job - One Person Retires Early, the Other Can't. Here's Why.
Let me introduce you to two people. We'll call them Person A and Person B. They work at the same company. Same title. Same salary. $80,000 a year. Same city. Same opportunities. Same starting point.
By Destiny S. Harris3 days ago in Trader
6 Financial Lessons Working in the Retail and Fast Food Industries
I've worked in retail, fast food, and technology. The interesting thing about working in retail is how big of a discount they give to employees. I recall working at American Eagle, where the discount they gave employees was 50%. When I worked at Victoria's Secret, the discount was anywhere from 30% to 50% as well.
By Destiny S. Harris3 days ago in Trader
How Much Gold and Silver Should I Own?
In recent months, gold and silver underwent an incredible rise in value, prompting many investors to ask, “How much gold and silver should I own?” These recent trends may explain why, according to Morningstar, roughly 38.6% of Americans aged 35-64 bought gold or silver in 2025.
By Sound Money3 days ago in Trader
IFCI Share: Stock Performance, Business Direction, and Investment Analysis. AI-Generated.
Introduction IFCI share represents the equity performance of IFCI Limited, a government-backed financial institution with a long history in India’s development finance space. Over time, IFCI has gone through structural changes and strategic shifts, which continue to influence investor sentiment. As a result, IFCI share frequently draws attention from retail investors tracking turnaround stories and undervalued PSU-linked stocks.
By Hammad Nawaz3 days ago in Trader
Barclays Share Price Today: Should Investors Act Now or Wait?
The Barclays share price has been in the spotlight recently, leaving many investors wondering if this is the right time to act. Price swings can create both opportunities and risks, so understanding the reasons behind these changes is essential. They will explore the key factors affecting the Barclays share price and provide guidance for investors looking to make informed decisions.
By hamza mirza3 days ago in Trader
