personal finance

The ABCs of personal finance and investing; how to invest wisely and grow your wealth.

How to Quickly Raise Your Credit Score
Near the beginning of my time in college, I was bored at work in the on-campus library and decided to pick out a book to read. I stumbled upon Rich Dad Poor Dad by Robert Kiyosaki. Every successful person I know or have heard of cites this book as a significant turning point in their lives. For me, it ignited a passion for personal finance and real estate investing. Suddenly, I took my credit score and financial future more seriously. I started to question everything I have been told about money and started digging for the truth.
By RJ6 years ago in Trader
Know the Ways by Which Your Credit Rating Can Affect Your Borrowing Power
A poor credit rating can impact your borrowing power to a great extent. Sometimes lenders may not deny your loan, but their chances of charging you with a higher rate of interest inevitably increase when you have a poor credit score. So, before you apply for a loan, use a borrowing power calculator to check your current status – it helps you to make an informed decision, and you can also take precautionary steps if required to improve your credit score.
By Lauren Williamson6 years ago in Trader
Becoming Celebrated
Do you have a legal document or financial account such as a 401k, a will or a trust? It's great if you do! But how long has it been since you’ve looked at the beneficiary? 1 year? 2 years? 10 years? Any of those is too long! Today, we are going to learn about the importance of reviewing your beneficiaries.
By Isaiah Goodman6 years ago in Trader
Becoming A Bridge
Earlier this year, in March 2019, we saw stories of scandals in which celebrity parents were breaking rules to get their children into certain schools. We all want to ensure our children have the very best opportunities in life, but there are certainly better ways of accomplishing this! Today we are going to learn about a few ways that we can be a “bridge” for our kids. We can help them to be set up for success when they are ready to follow their educational paths.
By Isaiah Goodman6 years ago in Trader
IT’S TAX SEASON
Tax season is here. Hopefully, you have been keeping track of all of your mileage and receipts. You won’t receive your W2 or 1099 until early 2020, but you can prepare for the onslaught of tax documents by preparing throughout 2019.
By Carlin Hertz6 years ago in Trader
All You Need to Know About Revocable Living Trust
Also known as the backbone of a comprehensive estate plan, a revocable living trust is a form of agreement that allows a person to decide how he wants the property to be distributed and managed during life and after the death. The trust agreement can be modified or even revoked and served in the major positions- donor, beneficiary, and trustee.
By Alessia Aniston6 years ago in Trader
10 Keys to Successfully Manage Personal Finances
No matter what we do, it seems like there is never enough money to reach our desired goals, despite the fact that time is always on your side. For many of us, making ends meet every month and paying the bills can be a struggle. Fortunately, there are some simple keys to successfully manage personal finances that you can use to take control of your future. Turn your anxieties into a success story.
By Ryan Whitaker6 years ago in Trader
6 Cases When Borrowing Is a Good Decision
Borrowing money is not a simple topic. On one hand, you’d better never need a loan, on the other hand, lots of us often get into the situations of an urgent need of means, when you can not avoid taking a loan. In such situations loans like CashNetUSA are the best decision, read about it below. Otherwise, try to find alternative ways of getting the funds you need.
By Julia Rivers6 years ago in Trader
My Favorite Money App
As many of you know, from reading my previous posts, I'm all about saving a couple bucks wherever I can. I'm also all about learning how to save some of the money I work so damn hard to make! I saw an ad for an investing app on Facebook a few months back and decided to give it a whirl. I have never been so instantly pleased with an app before! In three months, I have managed to invest almost $300 into my own future. $300 that I can definitely tell you I didn't think I had! If you download the app now with my link, you'll get your first $5 FREE!
By Emma Conrad6 years ago in Trader
Time is on Your Side
It is never too late to start planning for your future or even planning for next week. Managing your finances in your 20s is an essential step in order to be better prepared for the years ahead. This article serves as a guide on how to get started to secure your financial future - today!
By David Wyld6 years ago in Trader
Budgeting
Creating a spending plan, or simply put, a budget, was my saving grace financially. Before, when I never used to have one, I had no substantial savings at all, apart from the £2,000 I had saved up in a pension pot in the course of five years since I started working! When I came to the realisation that I could do better since I was in my twenties and having a decent income, I decided to self-educate on personal finance by reading published material, and watching a lot of personal finance videos online.
By David Christoph6 years ago in Trader
Filing the Right Tax Forms
The process of filing the correct tax forms is often both difficult and anxiety inducing. The tax code is a complicated set of rules and regulations that many people do not have the time nor expertise to master. Unfortunately, the tax code is something that affects almost everyone in the United States and even some people who live outside of the United States. Setting aside the technical language, legal terms and complicated accounting that is inlaid within the tax code, many people find that actually filing their taxes is one of the most complicated parts of the tax code. Often, this is due to someone not fully understanding what type of tax form they are supposed to use. The appropriate tax form to file often depends on whether the filing is related to an individual or a business, as well as the manner in which the income being reported was earned. Fortunately, the IRS offers some guidance on their website and various publications that many people often find helpful in determining what form they should file. Unfortunately, the forms on the IRS website are not user friendly and often require some level of legal or accounting knowledge to fill out appropriately.
By Kevin6 years ago in Trader