personal finance

The ABCs of personal finance and investing; how to invest wisely and grow your wealth.

The 5 Smartest Tax Incentives You Can Use Now
Many people think that tax credits and strategies are mainly for the rich. The truth is, nearly everyone can take advantage of the deductions offered, in order to substantially lower your taxes. Many people don't realize how much they're missing out on, so it's important to look into all the possibilities.
By Kevin Gardner7 years ago in Trader
Getting the Most from Your Finances
Finances are something that people struggle with on a regular basis. They struggle to get ahead just the least little bit, and it seems that nothing will ever work for them to avoid many of the pitfalls that strike people all the time. Having a little knowledge in the beginning, can help to ensure that you can make some seriously good decisions that will benefit you, and give you the power to take over your finances. Having this power will give you a sense that you are the master of your own universe when it comes to finances and you. The following will help to make sure that you are getting the most out of your finances, and will allow you to have a little financial freedom.
By Kevin Gardner7 years ago in Trader
Becoming Aware
How many people have you seen online talking about money? Five, 10, 100? There are so many different people that have talked about money in the last 15 to 20 years, but these are few big ones I typically hear about:
By Isaiah Goodman7 years ago in Trader
What Does a Credit Score Really Say About You?
Why is it that at times where we experience the worst, we have the best epiphanies? Why is it when we’re at the brink of a potential nervous breakdown, everything we were worried about until this very moment becomes obsolete?
By Paulina Pachel7 years ago in Trader
Getting the Most From Your Tax Return
As tax season comes around, many are uncertain where to go to find help when filing taxes. With the array of tax-focused companies such as Turbotax, H&R Block, and FreeTaxUSA, there are plenty of options to consider turning to for tax return filing. Many of these companies, apps, and websites that have you submit certain data to calculate the best possible tax return you can get for what you made the prior are great resources for tax filing help. Not to mention, most of these companies have free 1040 and 1040ez filing programs. To save yourself some stress and hassle, there are a few things needed before beginning the process of filling out your tax return form. So you finish filling out your tax return with minimal stress, here are some simple tips to get you fully prepared for the process.
By Kevin Gardner7 years ago in Trader
Things Soon-To-Be Married Couples Should Know About Finances
Couples all around the world are anxiously waiting for the day they get to join hands with their loved one and say the words “I do,” sealing a lifelong commitment of companionship. With the copious amounts of planning, stress, and activities that accompany preparation of the wedding ceremony itself, soon-to-be married couples must consider in their planning what is to come after the honeymoon is over. One of the most crucial aspects of a couple’s married life is that of finances.
By Sasha McGregor7 years ago in Trader
Why You're Broke!
*Picks up phone to check bank account...* *Smiles because it's not a negative amount...* "Wow, the things I can do with $6.72!"
By Karly Lamm7 years ago in Trader
Becoming Dynamic
Last time we talked all about the IRA, AKA the "Eye-Ra." The good news is that most of the limits and terminology still applies to the Roth IRA, but I wanted to cover a few of the small differences.
By Isaiah Goodman7 years ago in Trader
Budgeting Hacks That Actually Work
It can be easy to take money for granted. That is, at least, until you can't afford something that you want. Overspending is a major problem that affects most people, at least to some degree. Unfortunately, overspending makes it difficult, or impossible, to save enough money to afford those big purchases you have your eye on. That's why it's so important to put a budget in place, and to use that budget wisely. Here are a few budgeting hacks that can take some of the pain out of your monetary gain.
By Kevin7 years ago in Trader
The Road to Riches
I have always wanted to be rich. When I was little, I would fantasize about all the glamour that comes with money. As I grow older, it centers around the freedom to travel and the ability to take care of my family. I didn’t begin to develop a plan for building wealth until I was 19 years old. While working a shift at my college library, I stumbled upon a book called Rich Dad Poor Dad by Robert Kiosaki, and like the cliche goes, it changed my financial outlook on life. I no longer wanted to slave away climbing the corporate ladder for a chance at the next pay bracket. I wanted to make money in my sleep. I wanted to make a genuine impact on my loved ones' lives and escape the stress of living below my means. So, like every hopeful entrepreneur, I got on YouTube and researched someone like me who started from nothing and they gave a step by step tutorial on how they did it.
By RJ7 years ago in Trader
Becoming Celebrated
Imagine this, you graduate high school, go to college and pay off all four years of college by working a simple summer job. When you graduate you have enough money and credit to start a family, buy a home, car, and even a lake house. You work at the job for years, and they promise you a pension that will pay out a guaranteed amount during your retirement years. You retire, get a gold watch. And plan to travel the world on your pension and social security checks. The good old life right? Probably what some people think of when they talk about making America great again.
By Isaiah Goodman7 years ago in Trader
Let Money Work for You!
Let money work for YOU! A wise man once said... To make money while we sleep we need to let our money work for us! Introduction
By Izzy7 years ago in Trader